Humm/Oxipay

What is Humm?

Humm is one of Australia's leading "Buy Now Pay Later" payment providers. Previously trading as Ezi-Pay and Oxipay. They combined the two to become Humm, providing shoppers with a straight forward and simple way to BNPL without interest on purchases between $1 and $30,000.

It can be used for shopping for clothing and shoes, electronics and tech, kids toys and games, furniture, beauty and makeup, home appliances and so much more. In fact, you can use Humm for just about anything you can think of.

Comparison Features

How Humm works?

It works by simply breaking your purchase down into interest-free instalments. You simply find a retailer who has Humm as a payment option (use the search at the top of the screen to make this really easy), and then select Humm as the payment option during the checkout process. Then simply follow the prompts to either register a new account, or sign in to your existing account.

Who can use Humm?

Be an Australian citizen or permanent resident.
Must be 18 or older.
Have a valid debit card in your name.
Have never declared bankruptcy or insolvency.
Is there a minimum spend?
You can use Humm 'little things' for purchases between $1 and $2,000. For orders over $2,000 (and up to $30,000)
then it requires their product Humm 'Big Things'.

How many orders can I have?

With 'Little Things' (Up to $2k) you can place as many orders as your would like. With 'Big Things' ($2k to $30k) then there is a fee on any additional orders. We also recommend to check their Returns & Fee's page for Terms & Conditions.

Frequently Asked Questions By Wizpay Users

There Are Some Questions That Are Regularly Asked By Users. All The Questions and Their Answers You Can Find Below Which Are As Follows:

Shopy Store: Seamless Shopping with Humm Partnership

With Humm, customers can shop for their favorite products on Shopy Store and pay for them in convenient installments. The integration of Humm with Shopy Store has provided customers with an additional payment option, making it easier and more affordable for them to purchase products from the store. Customers can choose to pay for their purchases in interest-free installments over 10 weeks, or in larger installments over a longer period, depending on their budget and preferences.